1. Which of the following are the provisions of SARFAESI Act which enables banks to reduce their non-performing assets (NPAs) 1.%%Enforcement of Security Interest by secured creditor (Banks/ Financial Institutions). 2.%%Transfer of non- performing assets to asset reconstruction company , which will then dispose of those assets and realise the proceeds. 3.%%To provide a legal framework for securitization of assets. 4.%%Assisting banks in making the credibility track record of customers under Credit Information Bureau of India (CIBIL).?